|a’kroo•tiv|  n.
innovative growth strategies for your business.
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What would benefit your business most?

    Save up to 40% on one of our largest expenses.Boost employee retention and productivity.Offer better benefits for less out-of-pocket.

    Outcome Based Employee Benefits

    Find out if your business qualifies for our lower cost, higher quality employee benefits program.

    Healthcare Supply Chain Consulting

    Proven strategies that add value to your EBITDA and eliminate the healthcare drag on your profits.

    We’re not what you’re used to

    At Acrutiv, our interests are aligned with your company goals. We take the time to thoroughly evaluate your company’s specific risk profile. This helps us architect an employee benefits solution built specifically for your company goals. Your workforce receives higher quality healthcare at the right place and at the right time. The results are consistent and measurable savings are created for your bottom line.

    As consultants, Hudson Planning Group recommends and implements strategies that are fully aligned with your best interests. No secret kickbacks, commissions or hidden fees – just full transparency. We are compensated on results not activity.


    Typical brokers operate with an expected and, for some reason, accepted conflict of interest. For example, as your premiums continue to unreasonably inflate every year, so do their commissions.

    Straight from 

    the source…

    • Todd and his team have been a part of the Lums Pond Animal Hospital family since 2005. They have helped us untangle the mystery of employee benefit and reduce our healthcare spend. We are a single owner animal hospital with about 50 employees and the intricacies of employee benefits is way beyond our realm of expertise. Acrutiv has worked diligently to provide our employees with the best possible benefits, training and problem solving. We will continue to navigate the intricate web of employee benefits with Acrutiv at the helm.
      Michele L. Beard
      Lums Pond Animal Hospital
    • For over 20 years, Todd Hudson and his staff have worked side by side with our company, not only to assist us in choosing the very best in coverage for our business family but also to provide an unparalleled level of personal service to us and to our employees. Todd and his staff are always accessible, sincerely helpful, smart, thorough, and proactive in our benefits planning and HR compliance.
      Susan Blair
      Blair Computing Systems
    • Todd not only manages the relationship between our organization and the insurance companies, he advocates for us! He has worked tirelessly for years to get our employees the best coverage possible, and has been a tremendous support and teacher to me in my role. He truly goes above and beyond, and we are so grateful for his service!
      Samantha Melville
      UrbanPromise Wilmington
    • Todd Hudson is always “on it!” He really cares and works hard at providing our firm and team members with the best options, best pricing, and best service that he can. We really value his progressive thinking in the insurance industry and his eagerness to always help. We consider Todd a valued member of our team who has helped us to structure a comprehensive benefit package for many years.

      Lynn M. Olkowski
      Belfint, Lyons & Shuman P.A.

    The results you’ve been waiting for

    Stop paying for activity and start demanding better outcomes.
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